writeback: fix possible bdi writeback refcounting problem

wb_clear_pending AFAIKS should not be called after the item has been
put on the list, except by the worker threads. It could lead to the
situation where the refcount is decremented below 0 and cause lots of
problems.

Presumably the !wb_has_dirty_io case is not a common one, so it can
be discovered when the thread wakes up to check?

Also add a comment in bdi_work_clear.

Signed-off-by: Nick Piggin <npiggin@suse.de>
Signed-off-by: Jens Axboe <jens.axboe@oracle.com>